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Medicare Advantage vs. Original Medicare: Which Option is Right for You?

Choosing between Medicare Advantage and Original Medicare is one of the most important decisions you’ll make when it comes to your healthcare coverage. Both options offer valuable benefits, but they work in different ways and cater to different needs. In this article, we’ll break down the key differences between Medicare Advantage and Original Medicare, helping […]

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Is a traditional Medicare or Part C plan better?

Original Medicare or Part C Medicare?

This is one of the hardest decisions someone turning 65 or retiring past that age must face regarding their health insurance. If you’re much younger, you might not relate, however you may have family members, friends, patients or customers who need to get Medicare who don’t know how to answer that question. Let’s break this

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How do I enroll into SSA.gov?

Medicare, Social Security Website, Turning 65 / HitchoInsurance

Enrolling in SSA.gov is pretty straightforward, and you can do it online or over the phone. Here’s how: Applying Online: Over the phone: Here are some additional things to keep in mind: Here are some helpful resources: ID.me website: https://www.id.me/ For more Information and guidance on navigating Medicare: https://hitchoins.com/blog/

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Can I still get coverage for part D Medicare if my plan is ending?

Medicare Part D / HitchoInsurance

Yes, you can enroll in a new Part D plan during a Special Enrollment Period: You may qualify for a Special Enrollment Period if you have certain life-changing events, such as losing your employer-sponsored prescription drug coverage or moving to a new area where your current plan isn’t available. If you qualify for a Special Enrollment

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How can I get money for over the counter items while I’m on Medicare?

Medicare / HitchoInsurance

If you have a Medicare Advantage plan, you may be eligible for an over-the-counter (OTC) benefit that can help you pay for certain OTC medications and health-related items. The specific details of your OTC benefit will vary depending on your plan, but it may cover items such as: · Pain relievers (such as ibuprofen or

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Does Medicare cover walking canes?

Medicare / HitchoInsurance

Yes, Medicare Part B covers walking canes as durable medical equipment (DME) if they are deemed medically necessary by your doctor. This means that Medicare will pay for a portion of the cost of your cane, and you will be responsible for paying a copayment or coinsurance. Here are the conditions that must be met

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How do I qualify to get back my Medicare part B premium?

Medicare Part B / HitchoInsurance

Medicare Part B is a voluntary outpatient insurance program that helps pay for doctor visits, medical tests, and other healthcare services. You must pay a monthly premium for Part B coverage. However, there are a few ways you may be able to get your Part B premium back. Medicare Part B Giveback Benefit Some Medicare

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Late Enrollment Penalties

Penalties / HitchoInsurance

Medicare late enrollment penalties are additional charges that Medicare beneficiaries pay if they delay enrolling in Medicare Part B (medical insurance) or Medicare Part D (prescription drug coverage) beyond their initial enrollment period. Part B late enrollment penalty If you delay enrolling in Part B for more than 12 months after you are first eligible, you

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Chronic Conditions and Medicare

Medicare / HitchoInsurance

Chronic conditions are long-term health problems that require ongoing care and management. They are the leading cause of death and disability in the United States, and they account for more than 75% of Medicare spending. The most common chronic conditions among Medicare beneficiaries include: Medicare provides coverage for a wide range of services and treatments related to

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Medicare vs. Medicaid: What’s the Difference?

Medicare Vs. Medicaid / HitchoInsurance

Medicare and Medicaid are two government-run health insurance programs in the United States. They are both designed to help people pay for medical care, but there are some key differences between the two programs. Medicare Medicare is a federal health insurance program for people who are 65 or older, or who have certain disabilities or

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