Medicare Advantage Plans and Prescription Drug Plans can disenroll members if they fail to pay their premiums. All policies have grace periods of at least two months before the member is officially removed from the plan. When a member is disenrolled from a Medicare Advantage plan, they are automatically enrolled in Original Medicare. They can […]
What happens if my Medicare plan gets terminated? Read More »
Medicare has several components, which make everything more complicated than it needs to be. Here’s what you need to know: How do I sign up? Suppose you are already receiving Social Security benefits. In that case, you will be automatically enrolled in Medicare Part A and Part B. If you are not already receiving Social
What is the difference between Whole Life Insurance and Term Life Insurance? Any form of life insurance provides beneficiaries with an ongoing source of income in the event of the breadwinners passing. Highlighted below are the differences between Whole Life Policies and Term Life Policies. Request A Consultation What is Term Life Insurance? Term life
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Understanding Medicare Enrollment Periods Deciding to Sign Up for Medicare Part B Medicare & You: Traveling Abroad Medicare & You: Understanding Your Medicare Choices Medicare doesn’t cover everything. Medicare helps you get the coverage you need, but you should expect to pay some of the costs. If you choose Medicare Part A and Part B,
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It’s a very technical question with several moving parts, so let’s break this down. Medicare Part D is insurance coverage designed to help you save money on your prescription drugs. It’s not covered/managed directly by the federal government like Medicare Parts A and B are. An independent insurance company covers/manages it. There are two main
What is Medicare Part D? Read More »
Medicare Advantage Prescription Drug Plans (MAPD) are also known as Medicare Part C. These plans provide a way for you to receive your Medicare Part A hospital coverage, Medicare Part B medical coverage, and your Medicare Part D Prescription Drug coverage from a private insurance company. If you don’t have an MAPD Plan or Medicare
What is a Medicare Advantage Prescription Drug Plan? Read More »
By now, you’ve determined that you need Medicare, so let’s look at some scenarios of how and when to sign up for Original Medicare. You receive Social Security Income If you are on Social Security Income, and you are turning 65 sometime over the next three months. The good news is that you’ll automatically be
How do I sign up for Medicare? Read More »
The short answer is no. If you’re on Social Security and turning 65 or on SSDI (Social Security Disability Income) due to a disability and have received income for 24 months, you will automatically receive your Medicare Part A and Medicare Part B card in the mail. If you’re not on SSI three months before
Do I need an insurance broker for Medicare? Read More »
This is a very common question, but it’s not always a simple yes or no answer. Once someone has received disability income for 24 months, they are put directly into the Medicare system with coverage for Medicare Part A (hospital) and Medicare Part B (medical). How do I know if I qualify? This year in
Is Medicare free for people with a disability? Read More »
https://www.youtube.com/watch?v=UOcZK0V_S5w Medicare does not cover all of the fees for all of the services that they offer coverage for, which leaves behind deductibles, copayments, and coinsurance. This is where Medicare Supplements come in to help. Before you settle on which supplement plan is right for you, though, what’s the true difference between the most common
Medicare Supplements C, F, G, and N: What’s the difference? Read More »
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We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.
