Medicare | Hitcho Insurance

Medicare Advantage vs. Original Medicare: Which Option is Right for You?

Choosing between Medicare Advantage and Original Medicare is one of the most important decisions you’ll make when it comes to your healthcare coverage. Both options offer valuable benefits, but they work in different ways and cater to different needs. In this article, we’ll break down the key differences between Medicare Advantage and Original Medicare, helping […]

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Is a traditional Medicare or Part C plan better?

Original Medicare or Part C Medicare?

This is one of the hardest decisions someone turning 65 or retiring past that age must face regarding their health insurance. If you’re much younger, you might not relate, however you may have family members, friends, patients or customers who need to get Medicare who don’t know how to answer that question. Let’s break this

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How do I enroll into SSA.gov?

Medicare, Social Security Website, Turning 65 / HitchoInsurance

Enrolling in SSA.gov is pretty straightforward, and you can do it online or over the phone. Here’s how: Applying Online: Over the phone: Here are some additional things to keep in mind: Here are some helpful resources: ID.me website: https://www.id.me/ For more Information and guidance on navigating Medicare: https://hitchoins.com/blog/

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How can I get money for over the counter items while I’m on Medicare?

Medicare / HitchoInsurance

If you have a Medicare Advantage plan, you may be eligible for an over-the-counter (OTC) benefit that can help you pay for certain OTC medications and health-related items. The specific details of your OTC benefit will vary depending on your plan, but it may cover items such as: · Pain relievers (such as ibuprofen or

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Does Medicare cover walking canes?

Medicare / HitchoInsurance

Yes, Medicare Part B covers walking canes as durable medical equipment (DME) if they are deemed medically necessary by your doctor. This means that Medicare will pay for a portion of the cost of your cane, and you will be responsible for paying a copayment or coinsurance. Here are the conditions that must be met

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Chronic Conditions and Medicare

Medicare / HitchoInsurance

Chronic conditions are long-term health problems that require ongoing care and management. They are the leading cause of death and disability in the United States, and they account for more than 75% of Medicare spending. The most common chronic conditions among Medicare beneficiaries include: Medicare provides coverage for a wide range of services and treatments related to

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Does Medicare limit physical therapy?

Medicare / HitchoInsurance

Medicare used to have a limit on the amount of physical therapy that it would cover in a year, but this limit was lifted in 2018. This means that you can now have as much physical therapy as is medically necessary each year, without having to worry about running out of coverage. However, Medicare does

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Will Medicare cover my eye surgery?

Medicare / HitchoInsurance

Yes, Medicare will cover most types of eye surgery, including cataract surgery, glaucoma surgery, and macular degeneration surgery. However, there are some exceptions. For example, Medicare will not cover cosmetic eyelid surgery or LASIK surgery. To be eligible for Medicare coverage for eye surgery, you must meet the following requirements: Medicare will cover 80% of

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Does Medicare cover Over The Counter items?

Medicare / HitchoInsurance

Generally, Medicare does not cover over-the-counter (OTC) items, such as pain relievers, cold and allergy medicines, and vitamins. However, there are a few exceptions. If you do not have Medicare Advantage coverage for OTC items, there are a few ways to save money on OTC items. Some pharmacies offer discounts on OTC items to seniors.

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Will Medicare cover a ramp outside my house?

Medicare / HitchoInsurance

Original Medicare (Parts A and B) does not cover ramps outside the home, even with a doctor’s prescription. Ramps are considered home modifications, and Medicare does not cover home modifications. However, some Medicare Advantage plans, which are private health insurance plans that offer Medicare benefits, may cover ramps outside the home. Coverage varies from plan

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