What is Medigap Plan G?
Like Medigap Plan F, Plan G is one of the most popular choices for people who are seeking Medicare Supplement insurance. Medigap Plan G and Plan F share quite a few similarities. Plan G provides coverage for most of the major gaps that are left over by Original Medicare. The plan will help with costs associated with hospital deductibles, copays, and coinsurance. It will also pay the 20 percent that Medicare Part B does not cover.
Overall, it is a strong option that will provide coverage if ever needed. One thing that it does well is help pay for inpatient costs such as skilled nursing, blood transfusions, and hospice care. A portion of the plan will help pay for outpatient services like doctor visits, medical equipment, ambulances, x-rays, surgeries, lab work, diabetes supplies, and much more. If needed, once Medicare pays its portion of the cost, Medigap Plan G will pay the remainder after the annual deductible is passed. One of the few things that it won’t cover is the annual Medicare Part B deductible.
What does Medigap Plan G Cover?
As one of the most popular coverage options, Medigap Plan G provides excellent coverage for a lot of costs that Original Medicare doesn’t pick up. As a standardized plan, any agency you talk to will be able to help you decide if Medicare Supplemental Plan G is the right plan for you. To help break down the coverage a little more, a list as been created below with coverage information for Medigap Plan G:
- Hospice care coinsurance and copayments under Medicare Part A
- Medicare Part B excess charges
- Coinsurance for Medicare Part B
- Hospital and coinsurance costs of up to an additional 365 days after Medicare Part A benefits are used up
- Medicare Part A deductible
- Costs associated with the first three pints of blood needed for medical procedures
- Coinsurance for skilled nursing facilities
- Costs incurred from emergencies during foreign travel
How We Can Help
Picking the right type of insurance coverage for yourself and your family is a tough and important decision. There are many options and choosing the right plan for your goals and future shouldn’t be something that you decide on without consulting a professional. Luckily, Hitcho Insurance has been acting as one the top choices for thousands of families over the past 20 years when it comes to insurance needs. To find more about our process and request a free consultation with one of our agents, give us a call today at (610) 694-9435.
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