Generally, Medicare does not cover over-the-counter (OTC) items, such as pain relievers, cold and allergy medicines, and vitamins. However, there are a few exceptions.
- Medicare Part B covers certain OTC items that are used as part of a covered medical procedure. For example, if you receive a flu shot at a doctor’s office, Medicare will cover the cost of the flu shot, as well as the cost of any OTC items that are used as part of the procedure, such as sterile alcohol pads and adhesive bandages.
- Some Medicare Advantage plans may cover OTC items. Medicare Advantage plans are private health insurance plans that offer Medicare benefits. Some Medicare Advantage plans may offer a benefit that covers OTC items, either partially or fully. If you have a Medicare Advantage plan, you should check with your plan directly to see if they cover OTC items and what the requirements are.
If you do not have Medicare Advantage coverage for OTC items, there are a few ways to save money on OTC items. Some pharmacies offer discounts on OTC items to seniors. You can also look for coupons and discounts online and in newspapers.
I hope this information is helpful.