Original Medicare (Parts A and B) does not cover ramps outside the home, even with a doctor’s prescription. Ramps are considered home modifications, and Medicare does not cover home modifications.
However, some Medicare Advantage plans, which are private health insurance plans that offer Medicare benefits, may cover ramps outside the home. Coverage varies from plan to plan, so it is important to check with your plan directly to see if they cover ramps and what the requirements are.
If your Medicare Advantage plan does not cover ramps, there are a few other ways you may be able to get financial assistance for a ramp. Some Medicaid programs may cover ramps, and there are also some non-profit organizations that offer financial assistance for ramps.
Here are some resources to help you find financial assistance for a ramp:
- AbleData: A database of assistive technology products and rehabilitation equipment, including ramps.
- National Center for Home Modification: A non-profit organization that provides information and resources on home modifications, including ramps.
- National Ramp Network: A non-profit organization that provides financial assistance for ramps to low-income homeowners.