Medicare Blog Resource - Allentown, PA

Will I have a penalty to pay if I don’t have a drug plan while on Medicare?

Yes, you will pay a penalty if you don’t have a Medicare drug plan while you’re on Medicare, unless you have creditable drug coverage from another source. The penalty is called the Part D late enrollment penalty. The penalty is calculated by multiplying 1% of the national base beneficiary premium (also called the “base beneficiary […]

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Does Medicare cover Over The Counter items?

Medicare / HitchoInsurance

Generally, Medicare does not cover over-the-counter (OTC) items, such as pain relievers, cold and allergy medicines, and vitamins. However, there are a few exceptions. If you do not have Medicare Advantage coverage for OTC items, there are a few ways to save money on OTC items. Some pharmacies offer discounts on OTC items to seniors.

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Will Medicare cover a ramp outside my house?

Medicare / HitchoInsurance

Original Medicare (Parts A and B) does not cover ramps outside the home, even with a doctor’s prescription. Ramps are considered home modifications, and Medicare does not cover home modifications. However, some Medicare Advantage plans, which are private health insurance plans that offer Medicare benefits, may cover ramps outside the home. Coverage varies from plan

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What’s Pennie Insurance?

Pennie / HitchoInsurance

Pennie is Pennsylvania’s health insurance marketplace. It helps Pennsylvanians find and enroll in affordable health insurance coverage. Pennie offers a variety of health insurance plans from different insurance companies, so you can compare plans and choose the one that’s right for you and your family. To qualify for Pennie, you must be a Pennsylvania resident

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Does Medicare cover Eyeglasses?

Eyeglasses / HitchoInsurance

Original Medicare (Parts A and B) does not cover eyeglasses or contact lenses, except for one limited exception: Medicare Advantage plans, which are private health insurance plans that offer Medicare benefits, may cover eyeglasses and contact lenses. However, the coverage varies from plan to plan. Some plans may cover a certain amount of the cost

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Why do so many people call me about Medicare?

Medicare / HitchoInsurance

Why do so many people call me about Medicare? There are a few reasons why you might be receiving so many calls about Medicare: If you receive a call about Medicare, it is important to be cautious and to ask questions. If you are unsure whether the caller is legitimate, you should hang up and

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What Percentage of Doctors take Medicare?

Medicare / HitchoInsurance

According to the Kaiser Family Foundation, about 98% of physicians and practitioners billing Medicare are participating providers. This means that they have agreed to accept Medicare’s payment rates and to file claims directly with Medicare on behalf of their patients. However, it is important to note that there are some exceptions to this rule. For

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Does Medicare cover Cologuard?

Medicare / HitchoInsurance

Medicare covers Cologuard, but only if you meet certain criteria. Medicare will cover one Cologuard test every three years for people who: If you meet these criteria, you can get Cologuard prescribed by your doctor and Medicare will cover the cost of the test. There are no copays or deductibles for Cologuard under Medicare. If

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Why is Medicare so confusing?

Medicare / HitchoInsurance

There are a few reasons why Medicare can be so confusing: Here are some tips for understanding Medicare and making informed decisions about your coverage: If you are still confused about Medicare, I encourage you to reach out for help. There are many people who can help you understand your options and make the best

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What’s the deal with GoodRx?

Medicare Part D / HitchoInsurance

GoodRx is a prescription drug discount card that can help you save money on your prescription medications. It is free to use and has no membership fees or obligations. GoodRx works by negotiating discounts with pharmacies on behalf of its users. When you present your GoodRx card at a participating pharmacy, you will receive the

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